Yea, I agree, love Stripe and the company is very well ran so I’m sure they did everything they could to keep the modal. Europe needs to just chill out a bit, first the ugly cookie notifications on every website and now this 😉

Thanks for The additional details. A better simple payment option would certainly be a good thing.

@keith,

Our information is from reading multiple sources and talking with gateways. If you have specific questions about implementations it’s best to talk directly to your gateway of choice, to get the most accurate information for your account specifically.

OK. Can you let me know where you got the below from so I can do some research? Since my business or business bank is not in Europe I have to find out if this statement is true:

“For online purchases with a debit or credit card, SCA will apply to transactions where both the business and the cardholder’s bank are located in the European Economic Area (EEA).”

@Keith,

From what we’re reading and being told (we’re not lawyers, so we can’t give legal advise on compliance), it has nothing to do with your bank, but your customer’s bank. If your customer’s bank requires SCA or 3DSecure, then the process would be required. So since you support and sell to customers in Europe, then you would need to be SCA compliant in order to receive payments from customers who have a bank that requires it.

@ibezim,

It will be up to the 3rd party gateways to update to be compliant with the gateway platform on an individual basis. Easy Digital Downloads core is not making any changes to be compliant at this time, we are simply using each individual gateways implementation.

If you have a 3rd party gateway you should reach out to them to find out what their plans are for SCA.

@nate,

We’re continuing to look into adding this type of functionality back into the extension in the near future. I cannot say for sure why they are removing the modal, however with as much hard work Stripe has been putting into their platform to be SCA ready, I can only assume that they looked for ways to make it possible, without succeeding in a way that met the requirements of SCA. They’ve really done a great job getting their platform ready and documenting how to work with Stripe with SCA.

“SCA applies to “customer-initiated” online payments within Europe. This means that almost all card payments and all bank transfers will require SCA.”

“For online purchases with a debit or credit card, SCA will apply to transactions where both the business and the cardholder’s bank are located in the European Economic Area (EEA).”

Based on the first statement it seems like it would affect me, but based on the second it seems it wouldn’t since my bank is in the USA. Can you please let me know?

An alternative modal would be great Chris, the modal popup is convenient and clean looking, would hate to lose it. Not sure why they would end the modal in the first place.

I don’t have an exact date yet for any of the releases, we’re working as hard as we can and will have releases for some of the gateways prior to the September 14th date.

I remember reading your ticket for Braintree, and while documentation was available, the main key was being able to start development. Stripe was the first to have their development environment up and running for us to test against. We will be attempting to get as many gateways supported that we can.

Can you confirm any kind of timeline for these releases?
I sent your support an email about Braintree SCA compliant updates and dev docs back in 2018 April, and the reply was that “Our development team is currently investigating the steps that need to be taken to remain compliant.”

I believe if one’s site doesn’t stay compliant that will put the merchant account in risk of closure – which I wouldn’t want to get to. Timely updates to remain compliant therefore are crucial.

I will try the non-API standard 2co option and see if that remains a feasible solution for that gateway, thanks.

@Joe

As a note, I failed to mention, we are looking into an alternative that would ‘mimc’ the Stripe Checkout v1 modal using the Stripe Elements library that comes with the new version of their Stripe Javascript library, and will look into a way to implement this if possible.

@Imre,

We didn’t state we’d not ever be updating them, just not immediately. We’d love to fully support as many gateways as possible with SCA. We have stated with Stripe and PayPal Pro as they are the most popular gateways used in EDD that would require it, therefore supporting the most number of customers directly.

It also came down to which platforms had their development/testing environments ready for us first. Stripe was one of the first to have their testing environment ready for us to starting writing the SCA implementation. Some gateways are still altering their documentation on how to use SCA, which I think is why the mandated enforcement dates were pushed back by the regulatory bodies.

As we finish supporting Stripe and PayPal Pro, we’ll look into offering support for others as we can get them working. 2Checkout is still offering an SCA compliant method with the non-on-site method, which I understand isn’t a ‘card payment on site’ but still uses the same gateway.

We’ll be sure to keep everyone posted as we can get other gateways implemented.

@Joe,

It is not just because of Europe. The Checkout v1 Implementation simply is not part of the updated Stripe JavaScript library. Leaving it in place isn’t an option because the Stripe JavaScript library does not contain the modal checkout code any longer.

I Do apologize for this disruption, however it is out of our control on that end. Even if SCA didn’t happen we would eventually have to move to Stripe Elements for PCI Compliance standards, which requires v3 of the Stripe JavaScript library as well.

Recommendation:
Leave Stripe modal option in place for those that choose to use it until they have time to process the required changes. Stripe may be depreciating it but that’s not happening today, is it? Leave your customers with the options the bought in for. This should not be forced, especially on such a short time frame. This is VERY disruptive.

@Andrew

Stripe is deprecating the Stripe Checkout Modal entirely. The new Checkout (v2) is not a modal but an off-site checkout page (much like PayPal).

Since this is such a drastic change compared to the Checkout v1 (the modal), it was not a simple 1-to-1 change and felt it would be highly disruptive to people who had chosen and expected the modal implementation

We are looking to support the new Checkout in the near future, after we complete our focus on SCA.

If so will EDD be providing this as an option?